FAQ

Yes. Full Spectrum Insurance is a Clearfield-based independent agency owned and operated by James Fiagle. James manages every policy directly you speak with him when you call, and he handles your coverage from quote to claim without routing you through a call center or third-party representative.

An independent agent like Full Spectrum Insurance works with multiple carriers, which means they can compare rates and coverage options to find the best fit for your specific needs. A captive agent works for a single insurance company and can only offer that company’s products. Independent agents typically have more flexibility to find competitive pricing and broader coverage options.

Yes. Full Spectrum Insurance provides workers compensation coverage for small businesses throughout Utah. As an independent agent, James Fiagle works with multiple carriers to find the right workers comp policy for your industry, employee count, budget, and handles the entire process directly.

You can contact Full Spectrum Insurance directly by phone or email to speak with James Fiagle. As a Davis County-based independent agent serving all of Utah, James will walk through your business coverage needs personally. Including commercial liability, commercial auto, workers compensation, and compare options across carriers to find you the best value.